Should You Switch Medicare Plans This AEP?
Already have a plan? See if your plan still fits for AEP. New to Medicare? Find a starting point — in less than 3 minutes and with no personal information required to start.
New to Medicare or comparing paths? Read our Medicare comparison guides.
Plan Fit Score
A clearer way to see whether to stay put, compare other plans, or ask for help before switching
How it works
One guided review for one big AEP question
Tell us your situation
Start with your ZIP code and whether you already have a Medicare plan or are choosing your first one.
Review what matters
Compare prescriptions, expected costs, plan changes, benefits, ratings, and local availability.
Get your stay-or-switch answer
See whether staying put, comparing alternatives, or asking a licensed local agent makes the most sense.
Learn before you compare
Not sure which Medicare path fits you?
These quick guides explain the tradeoffs, then send you right back into the questionnaire when you are ready to compare local options.
How to compare Medicare Advantage plans
A practical checklist for costs, doctors, drugs, benefits, and ratings.
Read guide →Medicare Advantage vs Medicare Supplement
Compare two common coverage paths before choosing how you want Medicare to work.
Read guide →HMO vs PPO Medicare Advantage plans
Understand networks, referrals, flexibility, and out-of-network tradeoffs.
Read guide →Browse by state
Compare Medicare Advantage plans where people are already searching.
Start with the priority state pages below, then narrow by county or ZIP code to see plans available where you live.
Start here
Find out if you should switch this AEP in about 3 minutes.
The first step is simple: tell us where you live and whether you already have a Medicare plan or are choosing your first one.
Why we ask for ZIP code
Medicare plan availability, benefits, networks, and drug coverage vary by county. Your ZIP is needed in order to find the right plan in your area.
No-pressure guidance
Clear Medicare answers before anyone asks for your phone number.
Medicare Choose uses official CMS plan data to make Medicare choices easier to understand. You can compare on your own first, then choose whether you want help.
Check prescriptions
See how your drugs can affect total annual cost and plan fit.
Estimate real costs
Compare premiums, deductibles, out-of-pocket limits, and likely drug costs.
Get help if you want it
Connect with a licensed local agent after you understand your options.
Ready to answer the AEP question?
Start with your ZIP code and see whether staying put, comparing alternatives, or asking an agent makes sense.