Medicare Advantage Plans in Indiana

Compare 123 Medicare Advantage plans available across 91 counties in Indiana for 2026. Review premiums, benefits, Star Ratings, and local availability before you choose what to compare next.

Not sure where to start?

Answer the “Should I Switch?” questionnaire first.

In about 3 minutes, Medicare Choose can help you review your county, prescriptions, priorities, and whether it makes sense to stay put, compare alternatives, or talk with a licensed agent.

Compare 2026 Indiana Medicare Advantage options by county

Medicare Advantage plans are offered by county, so the most useful comparison starts with where you live. Use this page to narrow your options before reviewing plan details or entering your ZIP code.

As you compare plans, look at monthly premium, prescription coverage, provider network, dental, vision, hearing, maximum out-of-pocket limit, and Star Ratings together.

The plan with the lowest premium is not always the lowest-cost option after prescriptions, copays, doctors, and out-of-pocket limits are considered.

What to compare first

  • Monthly premium and estimated prescription costs
  • Whether your doctors, hospitals, and pharmacies are in network
  • Dental, vision, hearing, fitness, and transportation benefits
  • Maximum out-of-pocket limit for medical care
  • Star Ratings, referrals, and prior authorization requirements

Total Plans

123

Avg. Monthly Premium

$14.01

With Dental

99%

With Vision

100%

Counts include Medicare Advantage plans with and without drug coverage and Special Needs Plans, which have additional eligibility requirements. Stand-alone Part D and Medicare Cost plans are excluded.Each plan is counted once statewide and once in each county it serves. Average premium uses the 123 plans with a reported premium; missing prices are excluded. Benefit percentages show the share of all listed plans with that benefit confirmed in our data; missing benefit data does not mean a benefit is unavailable. Check your county and the plan details before comparing options.

Top-Rated Plans in Indiana

Essence Advantage (HMO)

Essence Healthcare

4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearing

Browse by County

Medicare Advantage availability is county-specific. Start with your county below, or use the ZIP-code flow to narrow the list to plans available where you live.

Adams County52 plansAllen County58 plansBartholomew County50 plansBenton County61 plansBlackford County57 plansBoone County68 plansBrown County65 plansCarroll County61 plansCass County64 plansClark County59 plansClay County52 plansClinton County55 plansCrawford County50 plansDaviess County52 plansDearborn County51 plansDecatur County54 plansDeKalb County58 plansDelaware County59 plansDubois County57 plansElkhart County63 plansFayette County58 plansFloyd County60 plansFountain County50 plansFranklin County51 plansFulton County53 plansGibson County58 plansGrant County54 plansGreene County55 plansHamilton County75 plansHancock County74 plansHarrison County52 plansHendricks County75 plansHenry County60 plansHoward County65 plansHuntington County60 plansJackson County55 plansJasper County55 plansJay County52 plansJefferson County50 plansJennings County54 plansJohnson County71 plansKnox County50 plansKosciusko County52 plansLaGrange County51 plansLake County68 plansLawrence County54 plansMadison County71 plansMarion County78 plansMarshall County61 plansMartin County50 plansMiami County60 plansMonroe County56 plansMontgomery County57 plansMorgan County60 plansNewton County53 plansNoble County55 plansOhio County48 plansOrange County56 plansOwen County49 plansParke County58 plansPerry County46 plansPike County59 plansPorter County62 plansPosey County56 plansPulaski County52 plansPutnam County60 plansRandolph County57 plansRipley County52 plansRush County46 plansScott County57 plansShelby County71 plansSpencer County54 plansSt. Joseph County64 plansStarke County55 plansSteuben County51 plansSullivan County49 plansSwitzerland County50 plansTippecanoe County55 plansTipton County50 plansUnion County52 plansVanderburgh County57 plansVermillion County42 plansVigo County40 plansWabash County58 plansWarren County52 plansWarrick County56 plansWashington County59 plansWayne County45 plansWells County59 plansWhite County59 plansWhitley County61 plans

Indiana Counties with the Most Plan Options

Learn How to Compare Plans

Frequently Asked Questions About Indiana Medicare Advantage Plans

Are Medicare Advantage plans the same in every Indiana county?

No. Plan availability, networks, premiums, and benefits can change by county. Always compare using your ZIP code or county before relying on a statewide list.

What does Medicare Choose help me compare?

Medicare Choose helps organize public plan data around premiums, plan type, benefits, Star Ratings, drug coverage signals, and local availability so you can decide what deserves a closer look.

Should I pick the plan with the most extra benefits?

Not automatically. Extra benefits matter, but you should also review doctors, hospitals, prescriptions, maximum out-of-pocket limits, and how the plan works for your care routine.

Can a licensed agent help me compare Indiana plans?

Yes. A licensed Medicare agent can explain plan tradeoffs, confirm network and prescription details, and help you enroll if you choose a plan. Medicare Choose can help you find local agent options.

Find Plans in Your Area

Enter your ZIP code to see all Medicare Advantage plans available where you live.

Enter Your ZIP Code

Talk to a Licensed Agent

Find a licensed Medicare agent in Indiana who can help you choose the right plan.

Find an Agent in Indiana

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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