Medicare Advantage Plans in Minnesota

Compare 62 Medicare Advantage plans available across 87 counties in Minnesota for 2026. Review premiums, benefits, Star Ratings, and local availability before you choose what to compare next.

Not sure where to start?

Answer the “Should I Switch?” questionnaire first.

In about 3 minutes, Medicare Choose can help you review your county, prescriptions, priorities, and whether it makes sense to stay put, compare alternatives, or talk with a licensed agent.

Compare 2026 Minnesota Medicare Advantage options by county

Medicare Advantage plans are offered by county, so the most useful comparison starts with where you live. Use this page to narrow your options before reviewing plan details or entering your ZIP code.

As you compare plans, look at monthly premium, prescription coverage, provider network, dental, vision, hearing, maximum out-of-pocket limit, and Star Ratings together.

The plan with the lowest premium is not always the lowest-cost option after prescriptions, copays, doctors, and out-of-pocket limits are considered.

What to compare first

  • Monthly premium and estimated prescription costs
  • Whether your doctors, hospitals, and pharmacies are in network
  • Dental, vision, hearing, fitness, and transportation benefits
  • Maximum out-of-pocket limit for medical care
  • Star Ratings, referrals, and prior authorization requirements

Total Plans

62

Avg. Monthly Premium

$54.64

With Dental

95%

With Vision

98%

Counts include Medicare Advantage plans with and without drug coverage and Special Needs Plans, which have additional eligibility requirements. Stand-alone Part D and Medicare Cost plans are excluded.Each plan is counted once statewide and once in each county it serves. Average premium uses the 62 plans with a reported premium; missing prices are excluded. Benefit percentages show the share of all listed plans with that benefit confirmed in our data; missing benefit data does not mean a benefit is unavailable. Check your county and the plan details before comparing options.

Top-Rated Plans in Minnesota

4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearing
4.5
$0/mo
DentalVisionHearingFitness
4.5
$0/mo
DentalVisionHearingFitness

Browse by County

Medicare Advantage availability is county-specific. Start with your county below, or use the ZIP-code flow to narrow the list to plans available where you live.

Aitkin County7 plansAnoka County37 plansBecker County17 plansBeltrami County18 plansBenton County19 plansBig Stone County15 plansBlue Earth County19 plansBrown County17 plansCarlton County5 plansCarver County37 plansCass County15 plansChippewa County12 plansChisago County28 plansClay County17 plansClearwater County13 plansCook County5 plansCottonwood County11 plansCrow Wing County11 plansDakota County37 plansDodge County11 plansDouglas County12 plansFaribault County12 plansFillmore County19 plansFreeborn County9 plansGoodhue County5 plansGrant County11 plansHennepin County32 plansHouston County19 plansHubbard County18 plansIsanti County32 plansItasca County7 plansJackson County11 plansKanabec County9 plansKandiyohi County16 plansKittson County14 plansKoochiching County6 plansLac qui Parle County14 plansLake County11 plansLake of the Woods County14 plansLe Sueur County10 plansLincoln County11 plansLyon County11 plansMahnomen County12 plansMarshall County16 plansMartin County11 plansMcLeod County12 plansMeeker County12 plansMille Lacs County10 plansMorrison County22 plansMower County12 plansMurray County9 plansNicollet County15 plansNobles County13 plansNorman County12 plansOlmsted County9 plansOtter Tail County13 plansPennington County12 plansPine County4 plansPipestone County5 plansPolk County12 plansPope County16 plansRamsey County37 plansRed Lake County12 plansRedwood County15 plansRenville County21 plansRice County2 plansRock County3 plansRoseau County14 plansScott County37 plansSherburne County16 plansSibley County10 plansSt. Louis County7 plansStearns County16 plansSteele County20 plansStevens County3 plansSwift County16 plansTodd County15 plansTraverse County9 plansWabasha County15 plansWadena County11 plansWaseca County18 plansWashington County37 plansWatonwan County7 plansWilkin County12 plansWinona County14 plansWright County31 plansYellow Medicine County3 plans

Minnesota Counties with the Most Plan Options

Learn How to Compare Plans

Frequently Asked Questions About Minnesota Medicare Advantage Plans

Are Medicare Advantage plans the same in every Minnesota county?

No. Plan availability, networks, premiums, and benefits can change by county. Always compare using your ZIP code or county before relying on a statewide list.

What does Medicare Choose help me compare?

Medicare Choose helps organize public plan data around premiums, plan type, benefits, Star Ratings, drug coverage signals, and local availability so you can decide what deserves a closer look.

Should I pick the plan with the most extra benefits?

Not automatically. Extra benefits matter, but you should also review doctors, hospitals, prescriptions, maximum out-of-pocket limits, and how the plan works for your care routine.

Can a licensed agent help me compare Minnesota plans?

Yes. A licensed Medicare agent can explain plan tradeoffs, confirm network and prescription details, and help you enroll if you choose a plan. Medicare Choose can help you find local agent options.

Find Plans in Your Area

Enter your ZIP code to see all Medicare Advantage plans available where you live.

Enter Your ZIP Code

Talk to a Licensed Agent

Find a licensed Medicare agent in Minnesota who can help you choose the right plan.

Find an Agent in Minnesota

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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