H3815-040Alignment Health smartHMO (HMO)2026 Medicare Advantage Prescription Drug Plan

MA-PDHMO

Alignment Health Plan

Plan ID: H3815-040 · Contract: H3815

Use this Medicare plan ID to verify you are comparing the exact 2026 plan before checking benefits, county availability, drug coverage, provider networks, and costs.

3.5-0.5

Declined from 4 stars last year

95/100

Very Stable

What affects this score:

Plan continues unchanged (renewed)0
Rating dropped from 4 to 3.5-5

Monthly Premium

$0

Medical Deductible

N/A

Drug Deductible

$615

Max Out-of-Pocket

$3,999

Key Copays

Primary Care

Specialist

$120

Emergency Room

Urgent Care

Supplemental Benefits

🦷 Dental
👁️ Vision
👂 Hearing
🏋️ Fitness
💊 OTC Benefit
🚘 Transportation
📱 Telehealth
🍲 Meals

Benefit Details

Preventive Dental
Comprehensive Dental
Vision - Eye Exams
Vision - Eyewear
Hearing Exams & Aids
Meals
Telehealth

Drug Coverage Summary

Drug Deductible

$615

Drug Premium

$0/mo

This plan includes Part D prescription drug coverage. Drug costs depend on which tier your medications fall under. Use our comparison tool to estimate your specific drug costs.

Medical Benefits

Inpatient Hospital

inpatient

Emergency Room

emergency

In: $120 copay

Primary Care

primary_care

Specialist

specialist

Outpatient Hospital

outpatient

Dental - Preventive

dental

Dental - Comprehensive

dental

Vision - Eye Exams

vision

Hearing - Exams & Aids

hearing

Counties Served (4)

Find an Agent

Get free help from a licensed Medicare agent to enroll.

Find an Agent

Should You Switch?

Check if a different plan could save you money or offer better coverage.

Check Now

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This is not a government website. This site is operated by Medicare Choose.