H5216-348 — Humana USAA Honor Giveback (PPO) — 2026 Medicare Advantage Plan
Humana
Plan ID: H5216-348 · Contract: H5216
Use this Medicare plan ID to verify you are comparing the exact 2026 plan before checking benefits, county availability, drug coverage, provider networks, and costs.
Plan history: Few changes identified
Based only on the year-over-year CMS records available to Medicare Choose. This is not a CMS rating and does not predict future premiums, benefits, provider networks, or plan availability.
Why this summary appears:
The available history is limited to the renewal record. It does not confirm that every cost, benefit, or network detail stayed the same.
How this PPO works
A PPO generally lets you use in-network or out-of-network providers that accept the plan, but out-of-network care can cost more. You usually do not need a referral for specialists. Always confirm that a provider accepts this specific plan.
Monthly Premium
$0/mo
This is the plan premium shown in CMS data. You must continue paying your Medicare Part B premium unless another program pays it for you.
Medical Deductible
Not available
CMS data does not list a medical deductible for this plan. This does not mean the cost is $0.
Drug Deductible
Not available
CMS data does not list a drug deductible for this plan. This does not mean the cost is $0.
Max Out-of-Pocket
$7,900
Common Medical Cost Sharing
A copay is a fixed dollar amount. Coinsurance is a percentage of the allowed cost. The amount you owe can depend on the service, provider, network, and plan rules.
$0 copay
Primary Care
Not available in the CMS data
Specialist
$115 copay
Emergency Room
$40 copay
Urgent Care
Supplemental Benefits
Benefit Details
Preventive Dental
$40 copay
Comprehensive Dental
Coverage included; review plan details for limits
Vision - Eye Exams
$0 copay
Vision - Eyewear
Coverage included; review plan details for limits
Hearing Exams & Aids
Coverage included; review plan details for limits
Fitness/Wellness
$40 copay
Meals
$0 copay
Medical Benefits
Inpatient Hospital
In-network: Not available in the CMS data
Emergency Room
In-network: $115 copay
Urgent Care
In-network: $40 copay
Primary Care
In-network: $0 copay
Specialist
In-network: Not available in the CMS data
Outpatient Hospital
In-network: Not available in the CMS data
Dental - Preventive
In-network: $40 copay
Dental - Comprehensive
In-network: Not available in the CMS data
Vision - Eye Exams
In-network: $0 copay
Hearing - Exams & Aids
In-network: Not available in the CMS data
Counties Served (199)
Texas
Data Source and Verification
Sources: Centers for Medicare & Medicaid Services (CMS) public-use data. The following CMS pages provide the source files and their documentation:
- Plan premiums and service areas — CMS Landscape files
- Plan Benefit Package (PBP) benefits data
- Monthly Part D formulary and pharmacy network files
- Part C and D performance data — Star Ratings
Data vintage: 2026 plan-year data. CMS may revise files during the year.
Verify before enrolling: Confirm premiums, benefits, drugs, pharmacies, providers, eligibility, and service area with Medicare.gov Plan Compare or the plan. Read our methodology and editorial policy, or visit the Medicare plan FAQ.
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