R1532-001 — Humana USAA Honor Giveback (Regional PPO) — 2026 Medicare Advantage Plan
Humana
Plan ID: R1532-001 · Contract: R1532
Use this Medicare plan ID to verify you are comparing the exact 2026 plan before checking benefits, county availability, drug coverage, provider networks, and costs.
Declined from 3.5 stars last year
Plan history: Few changes identified
Based only on the year-over-year CMS records available to Medicare Choose. This is not a CMS rating and does not predict future premiums, benefits, provider networks, or plan availability.
Why this summary appears:
How this PPO works
A PPO generally lets you use in-network or out-of-network providers that accept the plan, but out-of-network care can cost more. You usually do not need a referral for specialists. Always confirm that a provider accepts this specific plan.
Monthly Premium
$0/mo
This is the plan premium shown in CMS data. You must continue paying your Medicare Part B premium unless another program pays it for you.
Medical Deductible
Not available
CMS data does not list a medical deductible for this plan. This does not mean the cost is $0.
Drug Deductible
Not available
CMS data does not list a drug deductible for this plan. This does not mean the cost is $0.
Max Out-of-Pocket
$5,500
Common Medical Cost Sharing
A copay is a fixed dollar amount. Coinsurance is a percentage of the allowed cost. The amount you owe can depend on the service, provider, network, and plan rules.
$0 copay
Primary Care
Not available in the CMS data
Specialist
$130 copay
Emergency Room
$50 copay
Urgent Care
Supplemental Benefits
Benefit Details
Preventive Dental
$40 copay
Comprehensive Dental
Coverage included; review plan details for limits
Vision - Eye Exams
$0 copay
Vision - Eyewear
Coverage included; review plan details for limits
Hearing Exams & Aids
Coverage included; review plan details for limits
Fitness/Wellness
$40 copay
OTC Allowance
Coverage included; review plan details for limits
Meals
$0 copay
Medical Benefits
Inpatient Hospital
In-network: Not available in the CMS data
Emergency Room
In-network: $130 copay
Urgent Care
In-network: $50 copay
Primary Care
In-network: $0 copay
Specialist
In-network: Not available in the CMS data
Outpatient Hospital
In-network: Not available in the CMS data
Dental - Preventive
In-network: $40 copay
Dental - Comprehensive
In-network: Not available in the CMS data
Vision - Eye Exams
In-network: $0 copay
Hearing - Exams & Aids
In-network: Not available in the CMS data
Counties Served (189)
Arkansas
Missouri
Data Source and Verification
Sources: Centers for Medicare & Medicaid Services (CMS) public-use data. The following CMS pages provide the source files and their documentation:
- Plan premiums and service areas — CMS Landscape files
- Plan Benefit Package (PBP) benefits data
- Monthly Part D formulary and pharmacy network files
- Part C and D performance data — Star Ratings
Data vintage: 2026 plan-year data. CMS may revise files during the year.
Verify before enrolling: Confirm premiums, benefits, drugs, pharmacies, providers, eligibility, and service area with Medicare.gov Plan Compare or the plan. Read our methodology and editorial policy, or visit the Medicare plan FAQ.
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